Madison County, TN: Foreclosures, Tax Liens & Distressed Properties
Madison County, TN, Tennessee: 13 ZIP codes scored, Madison County, TN averaging 26/100 (low, Madison, TN), from 17 to 30. Madison County, TN is in its expansion phase (Madison, TN confidence 73/100): Madison, TN home prices up 6.3% (Madison, TN) over twelve months. Madison County, TN lender headwind: 61/100.
Highest-scoring Madison County, TN ZIPs: 38301 (30/100), 38305 (30/100), 38362 (30/100), 38391 (30/100), 38355 (28/100), 38392 (28/100). Also scored in Madison County, TN: 38356, 38366, 38313, 38343, 38351, 38006, 38348.
Across Madison County, TN's scored ZIPs: median home value $159,254, household income $59,777, 11.3% vacancy, 12.3% poverty, 74% owner-occupied, median age 42.1.
Madison County, TN insurance distress 63/100 (#814 in the US); FEMA hazard 52/100 for Madison, TN; 8 federal disaster declarations in Madison County, TN since 2023; 4 Madison, TN NFIP flood claims, $212K paid; Madison, TN construction distress 47/100.
17 banks with 36 branches lend in Madison County, TN; Madison, TN weighted bank stress 61/100, highest 82/100 in Madison, TN.
Madison County, TN unemployment 4.3% (Madison, TN +0.2 pts, six months); 238 new housing units permitted in Madison County, TN over twelve months, Madison, TN up 0% from 237; Madison, TN home prices +12.2% a year (Madison, TN) over three years.
44,091 housing units in Madison County, TN; 14,829 Madison, TN renter households; 51% of Madison, TN renters spend 30%+ of income on rent, 29% (Madison, TN) half or more.
Madison County, TN ranks #1,104 nationally on the opportunity index (Madison, TN, among all ranked counties); Madison, TN scores 30.8/100 and Madison, TN sits #27 inside Tennessee. Madison, TN is in the watchlist opportunity phase; Madison, TN's primary driver is bank institutional, Madison, TN second driver vacancy; Madison, TN moved up 496 places. 3 short-sale listings across Madison, TN; 81 days on market observed in Madison, TN; 9.9% vacancy over 13 Madison, TN ZIPs.
No CFPB county sample covers Madison County, TN. The metro area reading for Madison, TN (Jackson, TN): 0.9% ninety-plus days late; Madison, TN's thirty-to-eighty-nine share is 3.5% (Madison, TN, December 2025 data); Tennessee overall 0.9%.
Madison County, TN has 12 watched banks; 12 Madison, TN banks sit in an elevated band. Madison, TN footprints: Centennial Bank (4 branches, stress 70) in Madison, TN; Commercial Bank&Trust Co (3 branches, stress 68) in Madison, TN; Firstbank (3 branches, stress 55) in Madison, TN.
HUD lists 7 assisted multifamily properties in Madison County, TN with 659 units; 332 Madison, TN units are assisted, 3 Madison, TN properties under project-based Section 8.
3,938 of the 44,091 housing units in Madison, TN sit vacant. Madison County, TN permitted 0 multifamily units in twelve months; Madison, TN's one-to-four unit structures added 238 units in Madison County, TN.