ZIP 38351 Property Distress & Foreclosure Data

Henderson County, Tennessee's ZIP 38351 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (57/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 59/100 against active distress of 6/100.

The market reads expansion — home values rose 5.2% year on year, and 31% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 17,958 people live here, median age 39. Home values center near $167,300, an affordability ratio of 3.0× — accessible. Rent burden reaches 28% of tenant households. Educational attainment sits at 14% bachelor's-or-above. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $53,573, below the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. There are about 8,159 housing units across 38351. 18.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100.

Net-net, 38351 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.