ZIP 38371 Foreclosure, Tax-Lien & Distress Report

ZIP 38371's composite property-distress score is 21/100 - DLRadar classes that as low for Henderson County, Tennessee. Structural risk reads 46/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). The pressure is most legible in structural risk (46/100), institutional ownership (43/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. The typical home is worth about $130,000 (2.9× income, relatively affordable). Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 916 with a median age of 44. Rent burden reaches 58% of tenant households. 14.7% of residents fall below the poverty threshold. The ZIP holds roughly 723 housing units. The demographic-stress sub-score lands at 35/100. Households earn a median $41,094 — below the roughly $78,000 national figure.

Taken together, 38371 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 38371 at the moment; the composite and its components are still built from verifiable records.

The 38371 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 38371 stays directly comparable to neighboring ZIPs and the rest of Henderson County, Tennessee. Where the record is thin for 38371, the field stays empty rather than modeled, and fills in as new documents post.

38371's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 38371 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.