ZIP 38345 Foreclosure, Tax-Lien & Distress Report
Henderson County, Tennessee · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 38345 in Henderson County, Tennessee comes in at 24, a low composite-distress reading. Its heaviest discrete signals: structural risk (53/100), institutional ownership (45/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (20/100) register low. The split runs 53/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (61/100).
The market reads peak — home values rose 2.8% year on year, and 15% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $48,616, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. Roughly 14.7% live below the poverty line. 1,442 residents call 38345 home, typically aged 44. There are about 681 housing units across 38345. Home values center near $218,200, an affordability ratio of 4.6×. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38345 scores 42/100. Around 55% of renters are cost-burdened. 70% of housing is owner-occupied.
Net-net, 38345 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38345 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 38345 shows blanks, not estimates, wherever the record is sparse.
Each component behind 38345 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 38345 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 38345 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38345 at a glance
38345 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Henderson County ZIP reports
More distress data near 38345
Keep going: ZIP, county and state distress coverage for Henderson County, Tennessee.
Get the full acquisition report for 38345
Every distressed parcel in 38345 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology