ZIP 38374 Foreclosure, Tax-Lien & Distress Report
Decatur County, Tennessee · High Vacancy market
Decatur County, Tennessee's ZIP 38374 registers 21/100 composite distress, which DLRadar reads as low. The split runs 45/100 structural to 7/100 active on the ground. Its heaviest discrete signals: institutional ownership (48/100), structural risk (45/100), construction/permit lag (44/100). mortgage stress (22/100) stay muted.
Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 58% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $38,591 — below the roughly $78,000 national figure. There are about 992 housing units across 38374. A median home runs $116,000 here, or 3.9 times local income. The vacancy rate is 23.7% — elevated. 35.5% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above. Around 57% of renters are cost-burdened. The demographic-stress sub-score lands at 42/100. 70% of housing is owner-occupied. About 1,948 people live here, median age 46.
Net-net, 38374 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38374 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 38374 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38374 can be compared directly against any other ZIP in Decatur County, Tennessee or nationwide. Where the public record is thin for 38374, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38374 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 38374 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38374
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 38374 distress snapshot
Current distress, phase, housing and lender-pressure figures for 38374, drawn from the same report attached to each property.
Other Decatur County ZIP codes
More distress data near 38374
Other reports tied to Decatur County, Tennessee — ZIP, county and statewide.
Get the full acquisition report for 38374
Open 38374 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology