ZIP 38363 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38363 (Decatur County, Tennessee) lands at 19/100 — low on DLRadar's public-record scoring. Latent structural risk is 41/100 while live distress already moving reads 8/100. What sets it apart are the readings on construction/permit lag (58/100), institutional ownership (52/100), structural risk (41/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 2.8% year on year, and 21% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $42,955 — below the roughly $78,000 national figure. The vacancy rate is 23.7% — elevated. On demographic stress specifically, 38363 scores 31/100. Around 28% of renters are cost-burdened. 66% of housing is owner-occupied. The ZIP holds roughly 2,970 housing units. 22.0% of residents fall below the poverty threshold. 5,600 residents call 38363 home, typically aged 44. Educational attainment sits at 12% bachelor's-or-above. A median home runs $120,900 here, or 2.5 times local income.

On the whole, 38363 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 38363 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Decatur County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 38363 reflects the current record instead of a stale or modeled snapshot.

Each component behind 38363 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 38363 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.