ZIP 38363 Property Distress & Foreclosure Data
DLRadar grades ZIP 38363 (Decatur County, Tennessee) at a low 18/100 for overall property distress. The latent-versus-live split is 38/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (56/100), construction/permit lag (42/100), structural risk (38/100). By contrast, structural risk (38/100) and mortgage stress (26/100) register low.
The market reads expansion — home values rose 5.2% year on year, and 21% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $42,955, below the U.S. median near $78,000. The vacancy rate is 23.7% — elevated. DLRadar's demographic-stress index for the area reads 31/100. Around 28% of renters are cost-burdened. Owners hold 66% of homes, renters 34%. The ZIP holds roughly 2,970 housing units. 22.0% of residents fall below the poverty threshold. About 5,600 people live here, median age 44. Educational attainment sits at 12% bachelor's-or-above. Home values center near $120,900, an affordability ratio of 2.5× — accessible.
Net-net, 38363 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 38363
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Decatur County
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Deterministic. Every signal traces to a public dataset · methodology