ZIP 38311 Foreclosure, Tax-Lien & Distress Report
Decatur County, Tennessee · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 38311 in Decatur County, Tennessee comes in at 19, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (60/100), institutional ownership (53/100), structural risk (41/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 41/100 structural and 8/100 already moving.
Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 92% of homes, renters 8%. There are about 552 housing units across 38311. Households earn a median $65,500 — below the roughly $78,000 national figure. On demographic stress specifically, 38311 scores 20/100. 767 residents call 38311 home, typically aged 57. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 6.6% — low. About 24% have a four-year degree. A median home runs $191,700 here, or 2.7 times local income. Around 0% of renters are cost-burdened.
Taken together, 38311 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38311 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 38311 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38311 can be compared directly against any other ZIP in Decatur County, Tennessee or nationwide. The score is rebuilt from public data as it updates, so 38311 reflects the current record instead of a stale or modeled snapshot.
The 19/100 for 38311 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 38311 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 38311
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 38311 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 38311, the same set carried on every parcel.
Other Decatur County ZIP codes
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Related ZIP, county and statewide reads linked to Decatur County, Tennessee.
See every distressed parcel in 38311
Open 38311 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology