ZIP 38311 Property Distress & Foreclosure Data

ZIP code 38311 in Decatur County, Tennessee carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (56/100), construction/permit lag (40/100), structural risk (37/100). structural risk (37/100) and mortgage stress (26/100) stay muted. Structural risk reads 37/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

92% of housing is owner-occupied. There are about 552 housing units across 38311. At $65,500, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 20/100. 767 residents call 38311 home, typically aged 57. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 6.6% — low. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $191,700 (2.7× income, relatively affordable). Rent burden reaches 0% of tenant households.

Taken together, 38311 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
37/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 38311

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk33
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Decatur County

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