ZIP 38380 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38380 (Decatur County, Tennessee) lands at 19/100 — low on DLRadar's distress scoring. Its standout signals are construction/permit lag (61/100), institutional ownership (52/100), structural risk (41/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 41 and live distress 8 on the 0–100 scale.

The peak-phase market in 38380 posted values that rose 2.8% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 513 housing units. Median household income is $57,014, below the U.S. median near $78,000. Vacancy runs 65.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 33.1% — high, a tax-stress and distress correlate. 97% of housing is owner-occupied. The demographic-stress sub-score lands at 45/100. Population is roughly 450 with a median age of 61. Educational attainment sits at 20% bachelor's-or-above. A median home runs $163,100 here, or 2.5 times local income. Rent burden reaches 100% of tenant households.

On the whole, 38380 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38380 at the moment; the composite and its components are still built from verifiable records.

Whether 38380 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38380 can be compared directly against any other ZIP in Decatur County, Tennessee or nationwide. Where the record is thin for 38380, the field stays empty rather than modeled, and fills in as new documents post.

38380's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 38380 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.