ZIP 37097 Foreclosure, Tax-Lien & Distress Report

Perry County, Tennessee's ZIP 37097 registers 16/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (65/100), structural risk (36/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (16/100) stay muted. Structural exposure scores 36 and live distress 5 on the 0–100 scale.

The peak-phase market in 37097 posted values that rose 2.8% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 31.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,242 housing units. The tenure split is 80% owner-occupied to 20% rented. DLRadar's demographic-stress index for the area reads 29/100. About 2,118 people live here, median age 51. Educational attainment sits at 13% bachelor's-or-above. Home values center near $134,300, an affordability ratio of 2.5× — accessible. Roughly 10.9% live below the poverty line. Median household income is $53,235, below the U.S. median near $78,000. Rent burden reaches 30% of tenant households.

Net-net, 37097 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 37097 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37097 can be compared directly against any other ZIP in Perry County, Tennessee or nationwide. Where the public record is thin for 37097, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 figure for 37097 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37097 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.