ZIP 38425 Foreclosure, Tax-Lien & Distress Report
Wayne County, Tennessee · High Vacancy market
ZIP 38425's composite property-distress score is 14/100 - DLRadar classes that as minimal for Wayne County, Tennessee. The most distinctive pressure shows up in institutional ownership (31/100), structural risk (29/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (10/100) stay muted. The latent-versus-live split is 29/100 structural and 5/100 already moving.
Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $119,200 (2.4× income, relatively affordable). There are about 1,150 housing units across 38425. The tenure split is 73% owner-occupied to 27% rented. About 6% have a four-year degree. Vacancy runs 38.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38425 scores 34/100. Population is roughly 3,599 with a median age of 42. 31.6% of residents fall below the poverty threshold. Median household income is $47,676, below the U.S. median near $78,000. Rent burden reaches 19% of tenant households.
On the whole, 38425 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 38425 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 38425 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38425 can be compared directly against any other ZIP in Wayne County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38425, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 38425 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 38425 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 38425
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 38425 by the numbers
Current distress, phase, housing and lender-pressure figures for 38425, drawn from the same report attached to each property.
Adjacent Wayne County ZIP reports
Nearest ZIP codes to 38425
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Wayne County, Tennessee
More ZIP, county and state distress intelligence connected to Wayne County, Tennessee.
Unlock parcel-level detail for ZIP 38425
See who owns each distressed property in 38425, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology