ZIP 38485 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38485 (Wayne County, Tennessee) at a minimal 11/100 for overall property distress. The sharpest non-environmental signals are institutional ownership (28/100), structural risk (22/100), mortgage stress (15/100). structural risk (22/100) and mortgage stress (15/100) stay muted. Structurally it carries 22/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 27% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,024 housing units. Educational attainment sits at 21% bachelor's-or-above. A median home runs $126,400 here, or 2.4 times local income. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $54,559 — below the roughly $78,000 national figure. The vacancy rate is 18.6% — elevated. The poverty rate is 16.2%. On demographic stress specifically, 38485 scores 31/100. Population is roughly 6,120 with a median age of 49. Around 55% of renters are cost-burdened.

Taken together, 38485 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38485 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 38485 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 38485 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Tennessee. The score is rebuilt from public data as it updates, so 38485 reflects the current record instead of a stale or modeled snapshot.

38485's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38485 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.