ZIP 38462 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38462 (Lewis County, Tennessee) lands at 13/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 28/100, with 4/100 of stress already active. The pressure is most legible in construction/permit lag (50/100), institutional ownership (28/100), structural risk (28/100). structural risk (28/100) and mortgage stress (13/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 22% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 10.9%. The ZIP holds roughly 4,681 housing units. Around 8% of renters are cost-burdened. Around 10% of adults hold a bachelor's degree or higher. At $50,913, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $171,900 here, or 3.0 times local income. About 10,268 people live here, median age 44. Roughly 15.8% live below the poverty line. 82% of housing is owner-occupied.

Overall, 38462 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 38462 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 38462 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Lewis County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38462, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

38462's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 38462 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.