ZIP 38462 Property Distress & Foreclosure Data

DLRadar grades ZIP 38462 (Lewis County, Tennessee) at a low 18/100 for overall property distress. The latent-versus-live split is 42/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (100/100), structural risk (42/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (13/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 22% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 10.9%. The ZIP holds roughly 4,681 housing units. Around 8% of renters are cost-burdened. Educational attainment sits at 10% bachelor's-or-above. Median household income is $50,913, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $171,900, an affordability ratio of 3.0× — accessible. About 10,268 people live here, median age 44. 15.8% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%.

Net-net, 38462 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.