ZIP 38474 Foreclosure, Tax-Lien & Distress Report

Maury County, Tennessee's ZIP 38474 registers 26/100 composite distress, which DLRadar reads as low. The split runs 58/100 structural to 5/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (60/100)). Its heaviest discrete signals: structural risk (58/100), construction/permit lag (52/100), institutional ownership (41/100). On the quiet end sit mortgage stress (17/100).

The peak-phase market in 38474 posted values that rose 1.5% over the year, and 23% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Population is roughly 9,336 with a median age of 37. 13.9% of residents fall below the poverty threshold. The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 9.2%. Home values center near $247,000, an affordability ratio of 3.6× — accessible. Households earn a median $63,711 — below the roughly $78,000 national figure. There are about 3,762 housing units across 38474. Around 23% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100. About 12% have a four-year degree.

Net-net, 38474 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 38474 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Maury County, Tennessee and the nation. Where the public record is thin for 38474, the field stays empty rather than modeled, and fills in as new documents post.

Behind 38474's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38474 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.