ZIP 38455 Foreclosure, Tax-Lien & Distress Report

ZIP code 38455 in Giles County, Tennessee carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100). Latent structural risk is 55/100 while live distress already moving reads 6/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (55/100), institutional ownership (42/100). By contrast, mortgage stress (19/100) register low.

The peak-phase market in 38455 posted values that rose 2.8% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $153,125, above the U.S. median near $78,000. Rent burden reaches 0% of tenant households. There are about 33 housing units across 38455. The vacancy rate is 12.1% — elevated. Roughly 32.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $213,900, an affordability ratio of 1.4× — accessible. The demographic-stress sub-score lands at 25/100. The tenure split is 93% owner-occupied to 7% rented. About 9% have a four-year degree. 128 residents call 38455 home, typically aged 42.

Taken together, 38455 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38455 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 38455's 25/100 can be lined up against any neighbor in Giles County, Tennessee or any ZIP coast to coast. Where the public record is thin for 38455, the field stays empty rather than modeled, and fills in as new documents post.

Behind 38455's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 38455 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.