ZIP 38477 Property Distress & Foreclosure Data

Composite property distress in 38477 (Giles County, Tennessee) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (59/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 59/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100).

The market reads expansion — home values rose 5.2% year on year, and 10% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 52% of renters are cost-burdened. 8.4% of residents fall below the poverty threshold. Median household income is $62,875, below the U.S. median near $78,000. The ZIP holds roughly 1,321 housing units. Educational attainment sits at 17% bachelor's-or-above. Home values center near $223,200, an affordability ratio of 3.3× — accessible. About 2,833 people live here, median age 50. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 23.1% — elevated.

Net-net, 38477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.