ZIP 38477 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38477 in Giles County, Tennessee comes in at 25, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (60/100), structural risk (55/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100). Structurally it carries 55/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100).

The peak-phase market in 38477 posted values that rose 2.8% over the year, and 10% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 52% of renters are cost-burdened. 8.4% of residents fall below the poverty threshold. Households earn a median $62,875 — below the roughly $78,000 national figure. The ZIP holds roughly 1,321 housing units. Around 17% of adults hold a bachelor's degree or higher. Home values center near $223,200, an affordability ratio of 3.3× — accessible. About 2,833 people live here, median age 50. 88% of housing is owner-occupied. On demographic stress specifically, 38477 scores 32/100. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 38477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38477 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 38477 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 38477 stays directly comparable to neighboring ZIPs and the rest of Giles County, Tennessee. Sparse data for 38477 shows as blanks, never estimates, and the score updates on every fresh public filing.

38477's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 38477 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.