ZIP 38456 Property Distress & Foreclosure Data

ZIP code 38456 in Lawrence County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 4 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (55/100), structural risk (47/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (13/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The market reads peak — home values rose 3.7% year on year, and 3% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $208,600, an affordability ratio of 3.4× — accessible. 19.1% of residents fall below the poverty threshold. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above. About 4,600 people live here, median age 32. There are about 1,602 housing units across 38456. Owners hold 87% of homes, renters 13%. Median household income is $58,913, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 48% of tenant households.

Net-net, 38456 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.