ZIP 38457 Property Distress & Foreclosure Data

In Lawrence County, Tennessee, ZIP 38457 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (67/100)). On the structural side it scores 38/100, with 3/100 of stress already active. Its standout signals are structural risk (38/100), construction/permit lag (31/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (11/100).

The peak-phase market in 38457 posted values that rose 3.1% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 38457 scores 33/100. Population is roughly 491 with a median age of 38. About 4% have a four-year degree. Around 16% of renters are cost-burdened. The ZIP holds roughly 292 housing units. A median home runs $179,200 here, or 3.2 times local income. Households earn a median $54,459 — below the roughly $78,000 national figure. The vacancy rate is 32.3% — elevated. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 70% owner-occupied to 30% rented.

On the whole, 38457 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.