ZIP 38481 Property Distress & Foreclosure Data

Composite property distress in 38481 (Lawrence County, Tennessee) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (67/100)). The sharpest non-environmental signals are structural risk (38/100), construction/permit lag (31/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (11/100). Structural exposure scores 38 and live distress 3 on the 0–100 scale.

The peak-phase market in 38481 posted values that rose 3.1% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $192,700 here, or 2.7 times local income. There are about 431 housing units across 38481. Population is roughly 876 with a median age of 41. Vacancy runs 9.5%. On demographic stress specifically, 38481 scores 28/100. Rent burden reaches 33% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $45,909 — below the roughly $78,000 national figure. Roughly 15.8% live below the poverty line. About 12% have a four-year degree.

On balance 38481 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.