ZIP 38463 Foreclosure, Tax-Lien & Distress Report

Wayne County, Tennessee's ZIP 38463 registers 18/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (64/100), structural risk (40/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. The latent-versus-live split is 40/100 structural and 4/100 already moving.

The market reads peak — home values rose 2.7% year on year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 2,857 people live here, median age 35. Home values center near $152,800, an affordability ratio of 1.9× — accessible. The vacancy rate is 15.4% — elevated. About 11% have a four-year degree. The tenure split is 96% owner-occupied to 4% rented. The ZIP holds roughly 1,064 housing units. 7.1% of residents fall below the poverty threshold. Around 27% of renters are cost-burdened. Households earn a median $71,000 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100.

Taken together, 38463 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38463 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 38463 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 38463 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 38463 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. In workflow terms, 38463 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.