ZIP 35633 Foreclosure, Tax-Lien & Distress Report

Lauderdale County, Alabama's ZIP 35633 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (58/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (16/100) stay muted. Structurally it carries 60/100, against 7/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 25% higher over three years (phase confidence 90/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 7.5%. There are about 8,985 housing units across 35633. Home values center near $189,800, an affordability ratio of 2.7× — accessible. About 25% have a four-year degree. Roughly 10.7% live below the poverty line. At $66,008, median income runs below typical U.S. levels. About 20,733 people live here, median age 47. Around 40% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. DLRadar's demographic-stress index for the area reads 27/100.

Overall, 35633 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35633 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 35633 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35633 can be compared directly against any other ZIP in Lauderdale County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 35633, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 35633 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 35633 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.