ZIP 35677 Foreclosure, Tax-Lien & Distress Report
Lauderdale County, Alabama · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 35677 in Lauderdale County, Alabama comes in at 34, a moderate composite-distress reading. Structural risk reads 76/100 against active distress of 7/100. Its heaviest discrete signals: construction/permit lag (88/100), structural risk (76/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (74/100), flood (NFIP) exposure (70/100)).
The expansion-phase market in 35677 posted values that rose 8.4% over the year, at 90/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 1,062 housing units. Owners hold 93% of homes, renters 7%. About 13% have a four-year degree. The demographic-stress sub-score lands at 39/100. The typical home is worth about $206,000 (3.9× income, relatively affordable). Roughly 8.3% live below the poverty line. 1,874 residents call 35677 home, typically aged 43. Rent burden reaches 74% of tenant households. Vacancy runs 38.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $48,350 — below the roughly $78,000 national figure.
Net-net, 35677 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35677 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 35677 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 35677 shows blanks, not estimates, wherever the record is sparse.
The 34/100 figure for 35677 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 35677 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 35677’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 35677 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 35677, drawn from the same report attached to each property.
Neighbouring ZIPs in Lauderdale County
Nearest ZIP codes to 35677
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Lauderdale County, Alabama — ZIP, county and statewide.
Get the full acquisition report for 35677
Pull every distressed parcel in 35677 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology