ZIP 38372 Property Distress & Foreclosure Data

DLRadar grades ZIP 38372 (Hardin County, Tennessee) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), construction/permit lag (46/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 55/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 5.2% year on year, and 20% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 36% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Median household income is $51,250, below the U.S. median near $78,000. Home values center near $160,600, an affordability ratio of 3.0× — accessible. 22.0% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%. About 17,659 people live here, median age 42. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 8,716 housing units. The vacancy rate is 21.6% — elevated.

Net-net, 38372 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.