ZIP 38372 Foreclosure, Tax-Lien & Distress Report
Hardin County, Tennessee · High Vacancy market
ZIP 38372's composite property-distress score is 21/100 - DLRadar classes that as low for Hardin County, Tennessee. What sets it apart are the readings on structural risk (45/100), institutional ownership (41/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (14/100) register low. Latent structural risk is 45/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (65/100).
The market reads peak — home values rose 2.8% year on year, and 20% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 36% of renters are cost-burdened. About 15% have a four-year degree. Households earn a median $51,250 — below the roughly $78,000 national figure. Home values center near $160,600, an affordability ratio of 3.0× — accessible. 22.0% of residents fall below the poverty threshold. 73% of housing is owner-occupied. Population is roughly 17,659 with a median age of 42. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 8,716 housing units. The vacancy rate is 21.6% — elevated.
On the whole, 38372 leans distressed, with opportunity clustered in specific stressed parcels. While 38372 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 38372 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Hardin County, Tennessee and the nation. Sparse data for 38372 shows as blanks, never estimates, and the score updates on every fresh public filing.
38372's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 38372 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38372
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 38372 distress snapshot
A live read on 38372: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Hardin County
Related reports across Hardin County, Tennessee
Additional distress intelligence spanning Hardin County, Tennessee by ZIP, county and state.
Open the complete 38372 acquisition file
See who owns each distressed property in 38372, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology