ZIP 38370 Property Distress & Foreclosure Data

ZIP code 38370 in Hardin County, Tennessee carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (47/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 55/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (65/100), flood (NFIP) exposure (60/100)).

The expansion-phase market in 38370 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $67,147 — below the roughly $78,000 national figure. Around 20% of renters are cost-burdened. About 13% have a four-year degree. Population is roughly 1,048 with a median age of 49. The ZIP holds roughly 623 housing units. The vacancy rate is 32.1% — elevated. On demographic stress specifically, 38370 scores 24/100. The tenure split is 86% owner-occupied to 14% rented. Roughly 7.6% live below the poverty line. A median home runs $120,900 here, or 1.8 times local income.

On the whole, 38370 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.