ZIP 38370 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 38370 (Hardin County, Tennessee) returns a low composite of 21/100. What sets it apart are the readings on structural risk (46/100), institutional ownership (41/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (16/100). The split runs 46/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $67,147, median income runs below typical U.S. levels. Around 20% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. 1,048 residents call 38370 home, typically aged 49. The ZIP holds roughly 623 housing units. The vacancy rate is 32.1% — elevated. DLRadar's demographic-stress index for the area reads 24/100. 86% of housing is owner-occupied. Roughly 7.6% live below the poverty line. A median home runs $120,900 here, or 1.8 times local income.

Taken together, 38370 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38370 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 38370 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Hardin County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 38370 reflects the current record instead of a stale or modeled snapshot.

Each component behind 38370 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 38370 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.