ZIP 38368 Foreclosure, Tax-Lien & Distress Report

ZIP 38368's composite property-distress score is 22/100 - DLRadar classes that as low for Henderson County, Tennessee. On the structural side it scores 50/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). Its standout signals are structural risk (50/100), institutional ownership (41/100), construction/permit lag (40/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 3.5% year on year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,432 people live here, median age 38. The vacancy rate is 5.1%. The tenure split is 81% owner-occupied to 19% rented. The demographic-stress sub-score lands at 33/100. There are about 988 housing units across 38368. About 25% have a four-year degree. 11.6% of residents fall below the poverty threshold. Households earn a median $52,902 — below the roughly $78,000 national figure. The typical home is worth about $202,000 (3.5× income, relatively affordable). Rent burden reaches 61% of tenant households.

Overall, 38368 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 38368 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38368 can be compared directly against any other ZIP in Henderson County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38368, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 38368 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 38368 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.