ZIP 38321 Property Distress & Foreclosure Data

In Carroll County, Tennessee, ZIP 38321 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). On the structural side it scores 50/100, with 5/100 of stress already active. Its standout signals are structural risk (50/100), institutional ownership (41/100), construction/permit lag (41/100). By contrast, mortgage stress (17/100) register low.

The market reads expansion — home values rose 5.2% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

19.2% of residents fall below the poverty threshold. Around 10% of renters are cost-burdened. The vacancy rate is 11.7% — elevated. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 1,213 housing units. About 2,629 people live here, median age 42. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $157,900, an affordability ratio of 2.0× — accessible. Median household income is $62,269, below the U.S. median near $78,000. Owners hold 84% of homes, renters 16%.

Net-net, 38321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.