ZIP 38344 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38344 (Carroll County, Tennessee) lands at 17/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The pressure is most legible in structural risk (35/100), institutional ownership (32/100), mortgage stress (15/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (15/100). Structurally it carries 35/100, against 4/100 of stress already in motion.

The market reads peak — home values rose 2.8% year on year, and 21% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $151,800 here, or 2.6 times local income. At $51,881, median income runs below typical U.S. levels. The tenure split is 72% owner-occupied to 28% rented. The poverty rate is 15.4%. Population is roughly 8,816 with a median age of 39. The vacancy rate is 16.0% — elevated. On demographic stress specifically, 38344 scores 29/100. There are about 4,125 housing units across 38344. Around 22% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened.

Taken together, 38344 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38344 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38344's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 38344 shows blanks, not estimates, wherever the record is sparse.

38344's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 38344 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.