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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 38317 Foreclosure, Tax-Lien & Distress Report

Carroll County, Tennessee · High Vacancy market

Scored purely from public records, 38317 (Carroll County, Tennessee) returns a low composite of 17/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). Property-level stress concentrates in structural risk (34/100), institutional ownership (33/100), mortgage stress (15/100). By contrast, institutional ownership (33/100) and mortgage stress (15/100) register low. Latent structural risk is 34/100 while live distress already moving reads 5/100.

The peak-phase market in 38317 posted values that rose 2.8% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 19.8% — elevated. Educational attainment sits at 14% bachelor's-or-above. Home values center near $116,100, an affordability ratio of 2.7× — accessible. Households earn a median $42,167 — below the roughly $78,000 national figure. 2,554 residents call 38317 home, typically aged 49. On demographic stress specifically, 38317 scores 28/100. The ZIP holds roughly 1,457 housing units. Around 22% of renters are cost-burdened. 79% of housing is owner-occupied. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 38317 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 38317 at the moment; the composite and its components are still built from verifiable public records.

The 38317 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 38317 stays directly comparable to neighboring ZIPs and the rest of Carroll County, Tennessee. 38317 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 17/100 for 38317 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 38317 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

17/100
Composite stress
34/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 38317

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk68
Another 9 scored dimensions sit behind 38317

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 38317 by the numbers

Current distress, phase, housing and lender-pressure figures for 38317, drawn from the same report attached to each property.

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The complete 38317 distress and acquisition report

Open 38317 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Built from public records, scored the same way everywhere · methodology

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