Carroll County, TN: Foreclosures, Tax Liens & Distressed Properties
Carroll County, TN, Tennessee: 14 ZIP codes scored, Carroll County, TN averaging 19/100 (low, Carroll, TN), from 17 to 30. Carroll County, TN is in its peak phase (Carroll, TN confidence 27/100): Carroll, TN home prices up 2.8% (Carroll, TN) over twelve months. Carroll County, TN lender headwind: 48/100.
Highest-scoring Carroll County, TN ZIPs: 38305 (30/100), 38201 (21/100), 38220 (19/100), 38321 (19/100), 38341 (19/100), 38390 (18/100). Also scored in Carroll County, TN: 38235, 38258, 38317, 38318, 38342, 38344, 38348, 38387.
Across Carroll County, TN's scored ZIPs: median home value $139,871, household income $59,511, 16.5% vacancy, 16.4% poverty, 78% owner-occupied, median age 43.3.
Carroll County, TN insurance distress 37/100 (#1,421 in the US); FEMA hazard 52/100 for Carroll, TN; 8 federal disaster declarations in Carroll County, TN since 2023; 1 Carroll, TN NFIP flood claims; Carroll, TN construction distress 3/100.
8 banks with 17 branches lend in Carroll County, TN; Carroll, TN weighted bank stress 60/100, highest 81/100 in Carroll, TN.
Carroll County, TN unemployment 4.3% (Carroll, TN -0.2 pts, six months); 16 new housing units permitted in Carroll County, TN over twelve months, Carroll, TN up 78% from 9; Carroll, TN home prices +11.2% a year (Carroll, TN) over three years.
13,100 housing units in Carroll County, TN; 2,836 Carroll, TN renter households; 35% of Carroll, TN renters spend 30%+ of income on rent, 20% (Carroll, TN) half or more.
Carroll County, TN ranks #1,528 nationally on the opportunity index (Carroll, TN, among all ranked counties); Carroll, TN scores 29.3/100 and Carroll, TN sits #46 inside Tennessee. Carroll, TN is in the early_signal opportunity phase; Carroll, TN's primary driver is vacancy, Carroll, TN second driver bank institutional; Carroll, TN moved up 356 places. 3 short-sale listings across Carroll, TN; 59 days on market observed in Carroll, TN; 14.3% vacancy over 14 Carroll, TN ZIPs.
No CFPB county sample covers Carroll County, TN. The non-metro area reading for Carroll, TN: 1.3% ninety-plus days late; Carroll, TN's thirty-to-eighty-nine share is 3.3% (Carroll, TN, December 2025 data); Tennessee overall 0.9%.
Carroll County, TN has 7 watched banks; 7 Carroll, TN banks sit in an elevated band. Carroll, TN footprints: Firstbank (5 branches, stress 55) in Carroll, TN; Carroll Bank&Trust (4 branches, stress 81) in Carroll, TN; Centennial Bank (2 branches, stress 70) in Carroll, TN.
HUD lists 1 assisted multifamily property in Carroll County, TN with 40 units; 40 Carroll, TN units are assisted, 1 Carroll, TN properties under project-based Section 8.
1,559 of the 13,100 housing units in Carroll, TN sit vacant. Carroll County, TN permitted 0 multifamily units in twelve months; Carroll, TN's one-to-four unit structures added 16 units in Carroll County, TN.