ZIP 38235 Foreclosure, Tax-Lien & Distress Report
Carroll County, Tennessee · High Vacancy market
DLRadar grades ZIP 38235 (Carroll County, Tennessee) at a low 17/100 for overall property distress. What sets it apart are the readings on structural risk (35/100), institutional ownership (32/100), mortgage stress (15/100). institutional ownership (32/100) and mortgage stress (15/100) stay muted. The split runs 35/100 structural to 4/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (70/100)).
The market reads peak — home values rose 2.8% year on year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. There are about 92 housing units across 38235. Households earn a median $58,750 — below the roughly $78,000 national figure. About 207 people live here, median age 36. A median home runs $104,200 here, or 1.8 times local income. Around 17% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 9.7%. Owners hold 64% of homes, renters 36%.
Net-net, 38235 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38235 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 38235 shows blanks, not estimates, wherever the record is sparse.
38235's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 38235 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 38235
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
38235 at a glance
The live 38235 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Deterministic scoring, sourced entirely from public data · methodology