ZIP 38235 Property Distress & Foreclosure Data

ZIP code 38235 in Carroll County, Tennessee carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (37/100), institutional ownership (36/100), mortgage stress (15/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (15/100). The latent-versus-live split is 37/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The expansion-phase market in 38235 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 16.2% — elevated. The ZIP holds roughly 92 housing units. Households earn a median $58,750 — below the roughly $78,000 national figure. Population is roughly 207 with a median age of 36. A median home runs $104,200 here, or 1.8 times local income. About 17% have a four-year degree. Around 53% of renters are cost-burdened. On demographic stress specifically, 38235 scores 29/100. Roughly 9.7% live below the poverty line. The tenure split is 64% owner-occupied to 36% rented.

On the whole, 38235 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
37/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 38235

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carroll County

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