ZIP 38316 Foreclosure, Tax-Lien & Distress Report
Gibson County, Tennessee · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 38316 in Gibson County, Tennessee comes in at 24, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (72/100)). On the structural side it scores 52/100, with 6/100 of stress already active. Its standout signals are structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted.
Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 73/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
DLRadar's demographic-stress index for the area reads 28/100. There are about 1,339 housing units across 38316. At $48,288, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. Home values center near $140,200, an affordability ratio of 2.4× — accessible. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 19.8% — high, a tax-stress and distress correlate. 3,127 residents call 38316 home, typically aged 48. Vacancy runs 10.2%. 81% of housing is owner-occupied.
On balance 38316 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38316 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 38316 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Gibson County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38316, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 24/100 for 38316 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 38316 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 38316’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 38316 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 38316, drawn from the same report attached to each property.
Other Gibson County ZIP codes
More distress data near 38316
Additional distress intelligence spanning Gibson County, Tennessee by ZIP, county and state.
Unlock parcel-level detail for ZIP 38316
Every distressed parcel in 38316 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology