ZIP 38316 Foreclosure, Tax-Lien & Distress Report
Gibson County, Tennessee · Affordable market
On DLRadar's 0-100 distress scale, ZIP 38316 in Gibson County, Tennessee comes in at 23, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (70/100)). On the structural side it scores 50/100, with 6/100 of stress already active. Its standout signals are structural risk (50/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) stay muted.
Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 73/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
DLRadar's demographic-stress index for the area reads 28/100. There are about 1,339 housing units across 38316. At $48,288, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. Home values center near $140,200, an affordability ratio of 2.4× — accessible. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 19.8% — high, a tax-stress and distress correlate. 3,127 residents call 38316 home, typically aged 48. Vacancy runs 10.2%. 81% of housing is owner-occupied.
On balance 38316 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38316 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 38316 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Gibson County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38316, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 38316 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 38316 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 38316’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 38316 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 38316, drawn from the same report attached to each property.
Other Gibson County ZIP codes
Nearest ZIP codes to 38316
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38316
Additional distress intelligence spanning Gibson County, Tennessee by ZIP, county and state.
Unlock parcel-level detail for ZIP 38316
Every distressed parcel in 38316 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology