ZIP 38316 Property Distress & Foreclosure Data

ZIP code 38316 in Gibson County, Tennessee carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (72/100)). The latent-versus-live split is 67/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (67/100), construction/permit lag (61/100), institutional ownership (48/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 38316 posted values that rose 2.0% over the year (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 38316 scores 28/100. The ZIP holds roughly 1,339 housing units. Households earn a median $48,288 — below the roughly $78,000 national figure. Around 30% of renters are cost-burdened. A median home runs $140,200 here, or 2.4 times local income. About 13% have a four-year degree. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,127 with a median age of 48. The vacancy rate is 10.2%. The tenure split is 81% owner-occupied to 19% rented.

On balance 38316 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.