ZIP 38369 Foreclosure, Tax-Lien & Distress Report
Gibson County, Tennessee · Affordable market
Composite property distress in 38369 (Gibson County, Tennessee) lands at 24/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted. The split runs 52/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (72/100)).
Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 73/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $50,690, median income runs below typical U.S. levels. Rent burden reaches 16% of tenant households. The poverty rate is 8.8%. Home values center near $105,300, an affordability ratio of 2.1× — accessible. Around 20% of adults hold a bachelor's degree or higher. There are about 803 housing units across 38369. 82% of housing is owner-occupied. The vacancy rate is 11.6% — elevated. DLRadar's demographic-stress index for the area reads 22/100. Population is roughly 1,636 with a median age of 44.
Overall, 38369 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 38369 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 38369 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 38369 reflects the current record instead of a stale or modeled snapshot.
Behind 38369's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 38369 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 38369
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 38369 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 38369, drawn from the same report attached to each property.
Adjacent Gibson County ZIP reports
Related reports across Gibson County, Tennessee
Keep going: ZIP, county and state distress coverage for Gibson County, Tennessee.
See every distressed parcel in 38369
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Each signal above is traceable to an open dataset · methodology