Gibson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gibson County, Tennessee? DLRadar grades every Gibson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Gibson County breakdown.
- Gibson County's most distressed ZIP is 38059 at 30/100.
- 13 ZIP codes tracked in Gibson County, averaging 25/100 distress.
- Gibson County reads expansion — home values up 6.3% year over year.
- Vacancy runs 9.5% across Gibson County's tracked ZIPs, with a 13.3% poverty rate.
- The typical Gibson County home is worth about $139,658 against a ~$62,519 median income.
- Lending headwind in Gibson County sits at 52/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38059 | 30/100 |
| 2 | 38259 | 29/100 |
| 3 | 38355 | 28/100 |
| 4 | 38233 | 25/100 |
| 5 | 38316 | 24/100 |
| 6 | 38330 | 24/100 |
| 7 | 38338 | 24/100 |
| 8 | 38343 | 24/100 |
| 9 | 38358 | 24/100 |
| 10 | 38369 | 24/100 |
| 11 | 38382 | 24/100 |
| 12 | 38389 | 24/100 |
Most distressed ZIP codes in Gibson County (composite distress 0-100, 2026)
What is driving Gibson County distress
DLRadar builds Gibson County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Gibson County market phase and pricing
Gibson County reads expansion — home prices rose 6.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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What people ask
What is the hardest-hit ZIP in Gibson County?
ZIP 38059 leads Gibson County at 30/100, recomputed monthly from public records.
What market phase is Gibson County in?
Gibson County is classified expansion with a 6.3% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Gibson County scores?
Each Gibson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 13 local ZIPs and every other county in the country.
How much do distress scores vary between Gibson County ZIP codes?
A single county score papers over real variation. Across the Gibson County ZIPs DLRadar ranks, scores run from 30/100 in 38059 down to 24/100 in 38389, against a Gibson County average of 25/100. A spread of 6 points means Gibson County has to be worked ZIP by ZIP.
What do Gibson County home values and vacancy say about distressed supply?
The typical Gibson County home carries about $139,658 of value against a median household income near $62,519. Vacancy across Gibson County's tracked ZIPs runs 9.5% and the poverty rate is 13.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Gibson County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.