Gibson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gibson County, TN distress report, 2026: 13 ZIPs scored in Gibson, TN, Gibson, TN average 24/100; the top Gibson, TN ZIP is 38059 at 31/100; Gibson, TN market phase expansion, Gibson, TN prices +6.3% year over year.
- Gibson, TN ranks #910 nationally (opportunity index); Gibson, TN #14 in Tennessee; Gibson, TN index 31.5.
- Gibson, TN: no CFPB county sample; Gibson, TN metro area reading 0.9%.
- Gibson, TN ZIP phases: 9 expansion, 2 peak, 2 neutral.
- Gibson, TN residential listings tracked: 33 across 9 ZIPs; Gibson, TN candidate listings 20.
- Gibson, TN HUD assisted properties: 3 with 117 units.
- Gibson, TN lenders on watch: 5; largest Gibson, TN footprint Centennial Bank (4 branches).
- Gibson, TN most distressed ZIP: 38059 at 31/100.
Gibson, TN figures: DLRadar distress index; Gibson, TN inputs: CFPB, FHFA, HUD, FDIC; Gibson, TN rebuilt as sources refresh.
| Rank | Gibson, TN ZIP | Score |
|---|---|---|
| 1 | 38059 | 31/100 |
| 2 | 38259 | 29/100 |
| 3 | 38355 | 28/100 |
| 4 | 38233 | 24/100 |
| 5 | 38316 | 23/100 |
| 6 | 38330 | 23/100 |
| 7 | 38338 | 23/100 |
| 8 | 38343 | 23/100 |
| 9 | 38358 | 23/100 |
| 10 | 38369 | 23/100 |
| 11 | 38382 | 23/100 |
| 12 | 38389 | 23/100 |
Most distressed Gibson, TN ZIPs (0-100, 2026)
Mortgage delinquency around Gibson, TN
No CFPB county sample covers Gibson, TN; the metro area reading for Gibson, TN (Jackson, TN): 0.9% ninety-plus; Gibson, TN area thirty-to-eighty-nine 3.5% (December 2025, Gibson, TN); Tennessee overall 0.9%.
Opportunity index: Gibson, TN
Gibson, TN index 31.5, Gibson, TN phase watchlist; Gibson, TN primary driver bank institutional, Gibson, TN second driver vacancy. Gibson, TN components: property stress 22.7, foreclosure pressure 17.3, listing discounts 44.0, bank stress 62.9, insurance 0.0; Gibson, TN pulse 32.8; Gibson, TN capital opportunity 29.6; Gibson, TN seven-day change -0.5%.
ZIP market phases inside Gibson, TN
13 Gibson, TN ZIPs carry a price-cycle phase; Gibson, TN ZIPs by phase (Gibson, TN), deepest drawdown first: peak, +2.6% YoY (Gibson, TN): 38059; neutral, +3.8% YoY (Gibson, TN): 38220; neutral, +4.2% YoY (Gibson, TN): 38233; peak, +2.5% YoY (Gibson, TN): 38259; expansion, +6.3% YoY (Gibson, TN): 38316, 38330, 38338, 38343, Gibson, TN 38355, 38358, 38369, 38382, Gibson, TN 38389.
Residential listings by Gibson, TN ZIP
Gibson, TN ZIPs with the most tracked Gibson, TN residential listings: 38382 12 listings, 8 candidates, bank pressure 65; 38343 6 listings, 4 candidates, bank pressure 61; 38358 6 listings, 6 candidates, bank pressure 65; 38316 5 listings, 0 candidates, bank pressure 65 (Gibson, TN); 38369 2 listings, 0 candidates, bank pressure 65; 38233 1 listings, 1 candidates, bank pressure 61; 38330 1 listings, 1 candidates, bank pressure 65; 38338 0 listings, 0 candidates, bank pressure 65. Gibson, TN totals: 33 listings; Gibson, TN candidates 20; active ZIPs 7.
HUD assisted housing in Gibson, TN
3 assisted properties with 117 units sit in Gibson, TN; largest Gibson, TN properties: Rose Garden (Milan) 50 units; St Matthew Manor (Humboldt) 40 units, 39 assisted; St Matthew Manor West (Humboldt) 27 units, 26 assisted in Gibson, TN.
Lenders with branches in Gibson, TN
Gibson, TN lenders by branch count: Centennial Bank (Gibson, TN): stress 70, 4 branches low in Gibson, TN; Security Bank&Trust Co (Gibson, TN): stress 56, 4 branches low in Gibson, TN; Carroll Bank&Trust (Gibson, TN): stress 81, 2 branches low in Gibson, TN; Bank Of Milan (Gibson, TN): stress 60, 2 branches low in Gibson, TN; Security Bank (Gibson, TN): stress 77, 1 branch low in Gibson, TN.
Vacancy and permits, Gibson, TN
2,257 of 22,617 Gibson, TN housing units are vacant; Gibson, TN permits, twelve months: 0 multifamily units in Gibson, TN, 200 one-to-four unit units.
Work Gibson, TN at the parcel level
Every Gibson, TN parcel carries owner and address; every Gibson, TN parcel carries APN; Gibson, TN distress scores sit on the Gibson, TN live board.
Gibson, TN figures refresh with each source.
Gibson, TN questions
Most distressed ZIP code in Gibson County, TN?
ZIP 38059 leads Gibson, TN at 31/100; next in Gibson, TN: 38259 at 29/100; the Gibson, TN average is 24/100.
Where does Gibson County, TN rank for investment opportunity?
Gibson, TN is #910 among all ranked counties, #14 in Tennessee; the Gibson, TN driver is bank institutional; Gibson, TN moved up 612 places.
How many mortgages are delinquent in Gibson County, TN?
Gibson, TN takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Gibson, TN.
Which banks lend in Gibson County, TN?
5 watched lenders hold Gibson, TN branches; the largest Gibson, TN footprints are Centennial Bank (4), Security Bank&Trust Co (4), Carroll Bank&Trust (2).
More on Gibson, TN
Gibson County, TN distress report: public-record figures for Gibson, TN; not legal advice for Gibson, TN; not tax or investment advice; verify every Gibson, TN record before acting.