Gibson County, TN: Home-Insurance Distress & Forced-Sale Pressure
Gibson County, TN: 59/100 (elevated) home-insurance distress; Gibson, TN band MEDIUM; Gibson, TN #912 of 3,222 counties; Gibson, TN #25 of 95 in Tennessee; raw Gibson, TN 63.3.
FEMA hazard, Gibson, TN: 52/100; Gibson, TN declarations, three years: 12; Gibson, TN perils: 6 severe-storm; Gibson, TN five-year count 12 (severity 20.0); Gibson, TN ten-year 12; hazard-weighted, Gibson, TN: 6.0.
Declared incidents on the Gibson, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Gibson, TN); 2023 Severe Storm 2 (Gibson, TN).
NFIP claims, Gibson, TN, three years: 3; Gibson, TN payouts $61,817; per Gibson, TN claim $20,606; Gibson, TN claim-stress 70/100.
Gibson, TN monthly score fell, 64 (March 2026) to 59 (October 2026); Gibson, TN by month: March 64, April 64, May 63, June 63 (Gibson, TN), July 61, August 71, September 60, October 59.
Gibson, TN components: climate 52, NFIP claims 70; Gibson, TN retreat index 59.
Construction distress, Gibson, TN: 4/100 as of August 2026 (Gibson, TN: 4/100 one-to-four unit, 0/100 multifamily).
Gibson, TN ZIPs, June 2026 (Gibson, TN, 13 highest): score 0 (Gibson, TN), climate 89 (Gibson, TN): 38355; score 0 (Gibson, TN), climate 85 (Gibson, TN): 38059, 38316, 38330, 38338, Gibson, TN 38358, 38369, 38382, 38389; score 0 (Gibson, TN), climate 82 (Gibson, TN): 38233, 38259; score 0 (Gibson, TN), climate 78 (Gibson, TN): 38343; score 0 (Gibson, TN), climate 74 (Gibson, TN): 38220.
DLRadar rescores Gibson, TN monthly; Gibson, TN readings join Gibson, TN foreclosure, lien and ownership parcels (Gibson, TN), so cost-squeezed Gibson, TN owners surface before listing.
Inside Tennessee, Gibson County ranks 25th of 95 counties for home-insurance distress at 59/100; Wilson County (60/100) sits just above Gibson County, and Maury County (59/100) sits just below Gibson County.
Deterministic. Every Gibson County, TN signal traces to a public Gibson dataset (FEMA, NFIP, Census for Gibson, TN) · how insurance distress works in Gibson, TN · methodology
FAQ: Gibson County, TN insurance distress
What is the Gibson County, TN home-insurance-distress score?
Gibson, TN: 59/100 (MEDIUM), #912 of 3,222, #25 in Tennessee. FEMA hazard, Gibson, TN: 52/100; NFIP stress, Gibson, TN: 70/100; construction, Gibson, TN: 4/100; Gibson, TN rescores monthly.
Is Gibson County insurance distress getting better or worse (TN)?
Gibson, TN: 64 in March 2026; Gibson, TN: 59 in October 2026 (better); Gibson, TN climate component 52; Gibson, TN NFIP claims score 70.
How many flood-insurance claims has Gibson County, TN had?
Gibson, TN: 3 NFIP claims, three years; Gibson, TN paid $61,817; per Gibson, TN claim $20,606; carriers reprice Gibson, TN against that record.
Which Gibson County ZIP codes carry the most insurance distress (TN)?
Gibson, TN, June 2026: 38355 at 0, 38059 at 0, 38316 at 0, 38330 at 0; Gibson, TN climate scores there: 89, 85, 85, 85.
Why does Gibson, TN insurance distress create sellers?
A Gibson, TN premium outruns the Gibson, TN budget; a carrier leaves Gibson, TN; Gibson, TN carrying cost passes plan; Gibson, TN owners sell while current; Gibson, TN insurance distress leads Gibson, TN foreclosure data.