Gibson County, TN: Foreclosures, Tax Liens & Distressed Properties

Gibson County, TN, Tennessee: 13 ZIP codes scored, Gibson County, TN averaging 24/100 (low, Gibson, TN), from 19 to 31. Gibson County, TN is in its expansion phase (Gibson, TN confidence 73/100): Gibson, TN home prices up 6.3% (Gibson, TN) over twelve months. Gibson County, TN lender headwind: 52/100.

Highest-scoring Gibson County, TN ZIPs: 38059 (31/100), 38259 (29/100), 38355 (28/100), 38233 (24/100), 38316 (23/100), 38330 (23/100). Also scored in Gibson County, TN: 38338, 38343, 38358, 38369, 38382, 38389, 38220.

Across Gibson County, TN's scored ZIPs: median home value $139,658, household income $62,519, 9.5% vacancy, 13.3% poverty, 76% owner-occupied, median age 41.6.

Gibson County, TN insurance distress 59/100 (#912 in the US); FEMA hazard 52/100 for Gibson, TN; 8 federal disaster declarations in Gibson County, TN since 2023; 3 Gibson, TN NFIP flood claims, $62K paid; Gibson, TN construction distress 4/100.

8 banks with 20 branches lend in Gibson County, TN; Gibson, TN weighted bank stress 64/100, highest 81/100 in Gibson, TN.

Gibson County, TN unemployment 4.0% (Gibson, TN -0.1 pts, six months); 200 new housing units permitted in Gibson County, TN over twelve months, Gibson, TN up 57% from 127; Gibson, TN home prices +14.5% a year (Gibson, TN) over three years.

22,617 housing units in Gibson County, TN; 6,676 Gibson, TN renter households; 40% of Gibson, TN renters spend 30%+ of income on rent, 16% (Gibson, TN) half or more.

Gibson County, TN ranks #910 nationally on the opportunity index (Gibson, TN, among all ranked counties); Gibson, TN scores 31.5/100 and Gibson, TN sits #14 inside Tennessee. Gibson, TN is in the watchlist opportunity phase; Gibson, TN's primary driver is bank institutional, Gibson, TN second driver vacancy; Gibson, TN moved up 612 places. 5 short-sale listings across Gibson, TN; 79 days on market observed in Gibson, TN; 10.8% vacancy over 13 Gibson, TN ZIPs.

No CFPB county sample covers Gibson County, TN. The metro area reading for Gibson, TN (Jackson, TN): 0.9% ninety-plus days late; Gibson, TN's thirty-to-eighty-nine share is 3.5% (Gibson, TN, December 2025 data); Tennessee overall 0.9%.

Gibson County, TN has 5 watched banks; 5 Gibson, TN banks sit in an elevated band. Gibson, TN footprints: Centennial Bank (4 branches, stress 70) in Gibson, TN; Security Bank&Trust Co (4 branches, stress 56) in Gibson, TN; Carroll Bank&Trust (2 branches, stress 81) in Gibson, TN.

HUD lists 3 assisted multifamily properties in Gibson County, TN with 117 units; 65 Gibson, TN units are assisted, 1 Gibson, TN properties under project-based Section 8.

2,257 of the 22,617 housing units in Gibson, TN sit vacant. Gibson County, TN permitted 0 multifamily units in twelve months; Gibson, TN's one-to-four unit structures added 200 units in Gibson County, TN.