ZIP 38259 Property Distress & Foreclosure Data

In Obion County, Tennessee, ZIP 38259 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (66/100), institutional ownership (51/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (82/100)). On the structural side it scores 66/100, with 6/100 of stress already active.

The peak-phase market in 38259 posted values that rose 2.9% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $35,625 — below the roughly $78,000 national figure. The ZIP holds roughly 318 housing units. Around 20% of renters are cost-burdened. A median home runs $108,700 here, or 2.8 times local income. On demographic stress specifically, 38259 scores 29/100. Population is roughly 682 with a median age of 44. Roughly 26.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 13.6% — elevated. About 9% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented.

On the whole, 38259 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.