ZIP 38259 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38259 (Obion County, Tennessee) at a low 29/100 for overall property distress. Its heaviest discrete signals: structural risk (65/100), construction/permit lag (50/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (82/100)). Structural exposure scores 65 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $35,625, below the U.S. median near $78,000. There are about 318 housing units across 38259. Rent burden reaches 20% of tenant households. Home values center near $108,700, an affordability ratio of 2.8× — accessible. The demographic-stress sub-score lands at 29/100. Population is roughly 682 with a median age of 44. 26.7% of residents fall below the poverty threshold. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 38259 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38259 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 38259's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 38259 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 for 38259 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 38259 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.