ZIP 38257 Property Distress & Foreclosure Data

Obion County, Tennessee's ZIP 38257 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), institutional ownership (48/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 59/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 17% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,527, median income runs below typical U.S. levels. The poverty rate is 15.6%. The ZIP holds roughly 2,168 housing units. The demographic-stress sub-score lands at 29/100. The vacancy rate is 14.3% — elevated. Around 18% of adults hold a bachelor's degree or higher. Around 44% of renters are cost-burdened. 73% of housing is owner-occupied. The typical home is worth about $103,100 (2.1× income, relatively affordable). 4,205 residents call 38257 home, typically aged 47.

Taken together, 38257 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.