ZIP 42088 Foreclosure, Tax-Lien & Distress Report

Graves County, Kentucky's ZIP 42088 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (72/100), FEMA disaster exposure (72/100)). The sharpest non-environmental signals are institutional ownership (52/100), structural risk (48/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. Structural risk reads 48/100 against active distress of 7/100.

The market reads neutral — home values rose 4.6% year on year, and 29% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $134,500 here, or 2.4 times local income. The vacancy rate is 12.1% — elevated. 2,507 residents call 42088 home, typically aged 45. Owners hold 72% of homes, renters 28%. Educational attainment sits at 13% bachelor's-or-above. There are about 1,080 housing units across 42088. Around 25% of renters are cost-burdened. On demographic stress specifically, 42088 scores 28/100. Median household income is $53,906, below the U.S. median near $78,000. Roughly 19.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 42088 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 42088's 22/100 can be lined up against any neighbor in Graves County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42088 reflects the current record instead of a stale or modeled snapshot.

42088's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 42088 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.