ZIP 42027 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42027 (Graves County, Kentucky) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (71/100). Latent structural risk is 62/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (62/100), institutional ownership (55/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 1% lower over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $194,200 (2.6× income, relatively affordable). 23.0% of residents fall below the poverty threshold. About 22% have a four-year degree. Rent burden reaches 0% of tenant households. 1,979 residents call 42027 home, typically aged 40. Households earn a median $70,051 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 90% of homes, renters 10%. There are about 783 housing units across 42027.

Taken together, 42027 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 42027 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 42027's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 42027, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 42027 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42027 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.