ZIP 42086 Foreclosure, Tax-Lien & Distress Report

ZIP code 42086 in Mccracken County, Kentucky carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (89/100), FEMA disaster exposure (71/100)). The sharpest non-environmental signals are construction/permit lag (92/100), structural risk (83/100), institutional ownership (59/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 83 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 11.3% over the trailing year, and 19% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 81% of homes, renters 19%. Home values center near $179,200, an affordability ratio of 2.0× — accessible. Around 23% of adults hold a bachelor's degree or higher. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 1,603 housing units across 42086. 4,313 residents call 42086 home, typically aged 41. Median household income is $86,328, near the U.S. median near $78,000. Rent burden reaches 16% of tenant households. DLRadar's demographic-stress index for the area reads 22/100.

Taken together, 42086 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 42086's 37/100 can be lined up against any neighbor in Mccracken County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42086 reflects the current record instead of a stale or modeled snapshot.

The 37/100 figure for 42086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42086 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.