ZIP 42086 Property Distress & Foreclosure Data

Mccracken County, Kentucky's ZIP 42086 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (89/100), FEMA disaster exposure (79/100). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (63/100), construction/permit lag (59/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 76 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.9% year on year, and 19% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 81% owner-occupied to 19% rented. A median home runs $179,200 here, or 2.0 times local income. About 23% have a four-year degree. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 1,603 housing units across 42086. About 4,313 people live here, median age 41. Households earn a median $86,328 — near the roughly $78,000 national figure. Rent burden reaches 16% of tenant households. On demographic stress specifically, 42086 scores 22/100.

Net-net, 42086 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.