ZIP 42003 Property Distress & Foreclosure Data

Composite property distress in 42003 (Mccracken County, Kentucky) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (63/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (89/100), FEMA disaster exposure (79/100)). On the structural side it scores 76/100, with 7/100 of stress already active.

The peak-phase market in 42003 posted values that rose 2.9% over the year, and 14% higher over three years (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 33% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. At $54,052, median income runs below typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 18.4% — elevated. 69% of housing is owner-occupied. The poverty rate is 16.8% — high, a tax-stress and distress correlate. The typical home is worth about $167,000 (3.0× income, relatively affordable). Population is roughly 29,384 with a median age of 41. The ZIP holds roughly 14,132 housing units.

On the whole, 42003 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.