ZIP 42003 Foreclosure, Tax-Lien & Distress Report

In Mccracken County, Kentucky, ZIP 42003 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (92/100), structural risk (83/100), institutional ownership (59/100). On the quiet end sit mortgage stress (25/100). Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (89/100), FEMA disaster exposure (71/100). Structurally it carries 83/100, against 7/100 of stress already in motion.

The expansion-phase market in 42003 posted values that rose 11.2% over the year, and 14% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 30/100. Median household income is $54,052, below the U.S. median near $78,000. About 22% have a four-year degree. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 69% owner-occupied to 31% rented. The poverty rate is 16.8% — high, a tax-stress and distress correlate. A median home runs $167,000 here, or 3.0 times local income. About 29,384 people live here, median age 41. The ZIP holds roughly 14,132 housing units.

Taken together, 42003 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 42003 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Mccracken County, Kentucky and the nation. 42003 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

42003's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 42003 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.