ZIP 42040 Property Distress & Foreclosure Data

Graves County, Kentucky's ZIP 42040 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 80/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (80/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (72/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (80/100), institutional ownership (59/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

983 residents call 42040 home, typically aged 42. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $123,500, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 91% of homes, renters 9%. Median household income is $61,458, below the U.S. median near $78,000. Rent burden reaches 42% of tenant households. There are about 386 housing units across 42040. Educational attainment sits at 10% bachelor's-or-above. 16.2% of residents fall below the poverty threshold.

Taken together, 42040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.