ZIP 38251 Property Distress & Foreclosure Data

Composite property distress in 38251 (Henry County, Tennessee) lands at 29/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). On the structural side it scores 63/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (63/100), construction/permit lag (55/100), institutional ownership (46/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 38% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 12.9%. The ZIP holds roughly 1,400 housing units. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. Around 66% of renters are cost-burdened. 89% of housing is owner-occupied. At $52,759, median income runs below typical U.S. levels. The vacancy rate is 8.2%. 3,492 residents call 38251 home, typically aged 43. The typical home is worth about $136,900 (2.4× income, relatively affordable).

Overall, 38251 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.