ZIP 38222 Property Distress & Foreclosure Data

In Henry County, Tennessee, ZIP 38222 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). On the structural side it scores 63/100, with 6/100 of stress already active. Its standout signals are structural risk (63/100), construction/permit lag (55/100), institutional ownership (46/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.1% year on year, and 21% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $54,980, below the U.S. median near $78,000. About 1,899 people live here, median age 47. 12.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 95% of homes, renters 5%. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 1,325 housing units. Home values center near $196,800, an affordability ratio of 3.0× — accessible. Around 0% of renters are cost-burdened. The vacancy rate is 35.3% — elevated.

Net-net, 38222 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.