ZIP 38222 Foreclosure, Tax-Lien & Distress Report
Henry County, Tennessee · High Vacancy market
ZIP 38222's composite property-distress score is 29/100 - DLRadar classes that as low for Henry County, Tennessee. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)). On the structural side it scores 66/100, with 6/100 of stress already active. Its standout signals are structural risk (66/100), construction/permit lag (61/100), institutional ownership (45/100). On the quiet end sit mortgage stress (20/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 21% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $54,980, median income runs below typical U.S. levels. 1,899 residents call 38222 home, typically aged 47. Roughly 12.9% live below the poverty line. On demographic stress specifically, 38222 scores 24/100. 95% of housing is owner-occupied. About 24% have a four-year degree. There are about 1,325 housing units across 38222. Home values center near $196,800, an affordability ratio of 3.0× — accessible. Rent burden reaches 0% of tenant households. The vacancy rate is 35.3% — elevated.
Taken together, 38222 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38222 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 38222 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 38222 stays directly comparable to neighboring ZIPs and the rest of Henry County, Tennessee. The score is rebuilt from public data as it updates, so 38222 reflects the current record instead of a stale or modeled snapshot.
The 29/100 for 38222 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 38222 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 38222
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 38222 by the numbers
A live read on 38222: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Henry County
Nearest ZIP codes to 38222
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Henry County, Tennessee
Additional distress intelligence spanning Henry County, Tennessee by ZIP, county and state.
Get the full acquisition report for 38222
See who owns each distressed property in 38222, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology