ZIP 42076 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42076 in Calloway County, Kentucky comes in at 24, a low composite-distress reading. The most distinctive pressure shows up in institutional ownership (55/100), structural risk (52/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (6/100) stay muted. Structural exposure scores 52 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (73/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $39,226, median income runs below typical U.S. levels. Population is roughly 1,085 with a median age of 61. The poverty rate is 9.1%. Owners hold 74% of homes, renters 26%. Around 0% of renters are cost-burdened. The typical home is worth about $162,700 (4.0× income, relatively affordable). Around 14% of adults hold a bachelor's degree or higher. There are about 902 housing units across 42076. The demographic-stress sub-score lands at 29/100. The vacancy rate is 44.5% — elevated.

On the whole, 42076 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 42076 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 42076's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 42076 shows blanks, not estimates, wherever the record is sparse.

Behind 42076's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 42076 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.