ZIP 42036 Property Distress & Foreclosure Data

Calloway County, Kentucky's ZIP 42036 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (78/100), institutional ownership (59/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (79/100), flood (NFIP) exposure (75/100), climate & FEMA risk (73/100)). On the structural side it scores 78/100, with 7/100 of stress already active.

The peak-phase market in 42036 posted values that rose 4.5% over the year, and 2% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $95,482, median income runs above typical U.S. levels. The vacancy rate is 3.7%. 90% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 6.2% — low. Population is roughly 1,289 with a median age of 49. The ZIP holds roughly 608 housing units. The demographic-stress sub-score lands at 31/100. Around 100% of renters are cost-burdened. The typical home is worth about $119,500 (1.3× income, relatively affordable).

On balance 42036 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.