ZIP 42036 Foreclosure, Tax-Lien & Distress Report
Calloway County, Kentucky · Affordable market
Scored on a fixed 0-100 scale, 42036 (Calloway County, Kentucky) returns a low composite of 24/100. What sets it apart are the readings on institutional ownership (57/100), structural risk (51/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (73/100), flood (NFIP) exposure (73/100), FEMA disaster exposure (68/100)). On the structural side it scores 51/100, with 7/100 of stress already active.
Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 2% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $95,482, above the U.S. median near $78,000. Vacancy runs 3.7%. Owners hold 90% of homes, renters 10%. About 10% have a four-year degree. 6.2% of residents fall below the poverty threshold. 1,289 residents call 42036 home, typically aged 49. The ZIP holds roughly 608 housing units. On demographic stress specifically, 42036 scores 31/100. Around 100% of renters are cost-burdened. The typical home is worth about $119,500 (1.3× income, relatively affordable).
Overall 42036 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 42036 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Calloway County, Kentucky and the nation. 42036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 42036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 42036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 42036’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 42036 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 42036, drawn from the same report attached to each property.
Other Calloway County ZIP codes
Nearest ZIP codes to 42036
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 42036
More ZIP, county and state distress intelligence connected to Calloway County, Kentucky.
See every distressed parcel in 42036
Get every distressed property in 42036 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
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