ZIP 42020 Property Distress & Foreclosure Data

DLRadar grades ZIP 42020 (Calloway County, Kentucky) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), flood (NFIP) exposure (75/100), climate & FEMA risk (73/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 78 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 4.5% year on year, and 7% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,215 people live here, median age 35. Rent burden reaches 10% of tenant households. There are about 933 housing units across 42020. About 40% have a four-year degree. A median home runs $181,400 here, or 2.8 times local income. Vacancy runs 5.5%. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 42020 scores 20/100. The tenure split is 86% owner-occupied to 14% rented. Households earn a median $65,893 — below the roughly $78,000 national figure.

Net-net, 42020 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.