ZIP 42066 Property Distress & Foreclosure Data

DLRadar grades ZIP 42066 (Graves County, Kentucky) at a moderate 33/100 for overall property distress. Structural risk reads 73/100 against active distress of 7/100. Property-level stress concentrates in construction/permit lag (74/100), structural risk (73/100), institutional ownership (59/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (72/100)).

The peak-phase market in 42066 posted values that rose 4.5% over the year, and 15% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,635 with a median age of 39. 73% of housing is owner-occupied. The typical home is worth about $145,600 (2.8× income, relatively affordable). There are about 11,029 housing units across 42066. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. At $48,118, median income runs below typical U.S. levels. Rent burden reaches 41% of tenant households. The poverty rate is 22.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 32/100. Around 18% of adults hold a bachelor's degree or higher.

On the whole, 42066 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.