ZIP 42039 Foreclosure, Tax-Lien & Distress Report
Graves County, Kentucky · Affordable market
ZIP 42039's composite property-distress score is 16/100 - DLRadar classes that as low for Graves County, Kentucky. The split runs 34/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (77/100). Its standout signals are institutional ownership (48/100), structural risk (34/100), mortgage stress (21/100). By contrast, structural risk (34/100) and mortgage stress (21/100) register low.
The expansion-phase market in 42039 posted values that rose 7.0% over the year (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 721 housing units across 42039. A median home runs $143,200 here, or 2.0 times local income. Roughly 11.2% live below the poverty line. About 21% have a four-year degree. The vacancy rate is 11.2% — elevated. Rent burden reaches 54% of tenant households. 1,491 residents call 42039 home, typically aged 42. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 86% of homes, renters 14%. Median household income is $63,250, below the U.S. median near $78,000.
On balance 42039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 42039 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 42039 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Graves County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 42039 reflects the current record instead of a stale or modeled snapshot.
The 16/100 figure for 42039 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 42039 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 42039 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 42039 by the numbers
A live read on 42039: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Built from public records, scored the same way everywhere · methodology