ZIP 42082 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 42082 (Graves County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (77/100), FEMA disaster exposure (75/100). The pressure is most legible in structural risk (62/100), institutional ownership (58/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (25/100) stay muted. On the structural side it scores 62/100, with 7/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 55% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $223,200 (2.2× income, relatively affordable). The vacancy rate is 10.4%. 1,961 residents call 42082 home, typically aged 34. About 20% have a four-year degree. 2.9% of residents fall below the poverty threshold. On demographic stress specifically, 42082 scores 25/100. The tenure split is 96% owner-occupied to 4% rented. Rent burden reaches 50% of tenant households. The ZIP holds roughly 917 housing units. Median household income is $75,298, near the U.S. median near $78,000.

On balance 42082 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 42082 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 42082's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 42082 reflects the current record instead of a stale or modeled snapshot.

Behind 42082's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 42082 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.