ZIP 42082 Property Distress & Foreclosure Data

ZIP code 42082 in Graves County, Kentucky carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (82/100), climate & FEMA risk (77/100), flood (NFIP) exposure (77/100). What sets it apart are the readings on structural risk (73/100), construction/permit lag (71/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Structural exposure scores 73 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 55% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $223,200, an affordability ratio of 2.2× — accessible. Vacancy runs 10.4%. 1,961 residents call 42082 home, typically aged 34. Educational attainment sits at 20% bachelor's-or-above. 2.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 96% of homes, renters 4%. Rent burden reaches 50% of tenant households. There are about 917 housing units across 42082. Median household income is $75,298, near the U.S. median near $78,000.

Overall, 42082 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.