ZIP 42085 Property Distress & Foreclosure Data

Composite property distress in 42085 (Graves County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (61/100), institutional ownership (53/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 61/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 69% of renters are cost-burdened. The vacancy rate is 7.8%. Median household income is $55,662, below the U.S. median near $78,000. The ZIP holds roughly 333 housing units. 918 residents call 42085 home, typically aged 37. Home values center near $106,000, an affordability ratio of 1.8× — accessible. 31.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 4% bachelor's-or-above. Owners hold 75% of homes, renters 25%.

Taken together, 42085 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.