ZIP 42085 Foreclosure, Tax-Lien & Distress Report
Graves County, Kentucky · High Poverty market
Composite property distress in 42085 (Graves County, Kentucky) lands at 20/100 — low on DLRadar's distress scoring. The pressure is most legible in institutional ownership (52/100), structural risk (42/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Structurally it carries 42/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (60/100).
Prices here sit in a neutral phase: values rose 4.8% over the trailing year, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Rent burden reaches 69% of tenant households. Vacancy runs 7.8%. At $55,662, median income runs below typical U.S. levels. The ZIP holds roughly 333 housing units. Population is roughly 918 with a median age of 37. A median home runs $106,000 here, or 1.8 times local income. The poverty rate is 31.2% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 36/100. About 4% have a four-year degree. Owners hold 75% of homes, renters 25%.
Net-net, 42085 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 42085 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 42085 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 for 42085 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 42085 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 42085’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
42085 at a glance
Current distress, phase, housing and lender-pressure figures for 42085, drawn from the same report attached to each property.
More ZIPs across Graves County
Nearest ZIP codes to 42085
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 42085
Related ZIP, county and statewide reads linked to Graves County, Kentucky.
Get the full acquisition report for 42085
Pull every distressed parcel in 42085 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology